Xiaomei Huang is a personal injury lawyer based in Chuzhou, Anhui Province, with 11 years of experience in traffic accident claims and personal injury compensation. She graduated from Anhui University Law School and was admitted to the Anhui Bar in 2015. Attorney Huang has represented over 300 clients in traffic accident cases and recovered over RMB 50 million in compensation for her clients. She is a member of the Anhui Bar Association's Personal Injury Law Committee and a regular speaker at the Anhui Traffic Management Bureau on accident victim rights.

Traffic accident liability in China is governed by the Road Traffic Safety Law of the People's Republic of China, most recently amended in 2021, and the Civil Code of the People's Republic of China, effective January 1, 2021. Under Article 76 of the Road Traffic Safety Law, when a motor vehicle collides with a non-motorized vehicle or pedestrian, the motor vehicle driver is presumed liable unless the non-motorized vehicle driver or pedestrian is proved to be at fault. In cases where both parties are at fault, liability is apportioned proportionally. If the accident is entirely caused by the non-motorized vehicle driver or pedestrian, the motor vehicle driver's liability is reduced but not eliminated: the driver bears 10% to 30% of the liability depending on the specific circumstances. Compulsory traffic accident liability insurance covers up to RMB 180,000 per accident for death or disability, RMB 18,000 for medical expenses, and RMB 2,000 for property damage.